Structured Benefit Services

Employee benefits are an important part of the total employee package, especially in a market place like Gibraltar, where skilled employees are in short supply and staff retention is very important.

Benefits can take the form of Pensions, Death in Service insurance and Private Medical Insurance.

These schemes can be introduced at little cost to the employer but may provide a competitive advantage when it comes to attracting the very best employees to your company rather than to a rival.

The STM Fidecs' EFRBS or Employer Funded Retirement Benefits Scheme (often referred to as EFRB, EFURB or EFURBS) team provide expertise to companies and individuals looking for the most tax-efficient way to maximise the value of their private pensions, or those of their employees.

What is an EFRBS?

As the name suggests, The STM Employer-Funded Retirement Benefits Scheme (STM EFRBS) is an employer-sponsored, flexible retirement benefit arrangement which is permitted under UK tax law.

Death in Service

We are able to provide competitive quotes for insuring your staff against death in service.

For more information or a quote, please call David Erhardt or Jane Caulfield on (+350) 200 45877 or email us.

We are now able to provide quotes from some of the world's leading medical insurance providers including BUPA, IHI and Sanitas.

For more information or a quote, please call David Erhardt or Jane Caulfield on (+350) 200 45877 or email us.